Renters Insurance

Great Rates on Guaranteed Issue Renter’s Insurance Coverage

At Hanover Fire & Casualty our team of insurance experts focus exclusively on the insurance needs of renter’s – especially in urban and student-centered property markets – so we can provide insurance solutions to meet your specific needs.

The Hanover Fire & Casualty Advantage:

  • We don’t use credit scores
  • No premium penalties for high risks (flat roof, dangerous animal, row home, etc.)
  • Guaranteed issue
  • Multiple payment options
  • Installment premium payments available
  • Unmatched level of service and dedication
  • Steady rates with no increases or surprises

Specifics on Renter’s Insurance Protection

Our Renters policy is written on a named peril, actual cash value basis with vandalism and extended coverage (fire, lightning, windstorm, hail/sleet and explosion.)

The package includes:

  • Contents coverage of $10,000 to $30,000
  • Burglary and theft of $1,000 with an option of up to $5,000
  • Additional living expenses of 4% of contents payable up to 3 months
  • Premises liability coverage of $25,000 with an option to increase up to $100,000
  • Ask about our optional Homeowners Equipment Breakdown Endorsement– complete and affordable protection against costly home equipment repairs

Ask us about our seasonal, tenant occupied, vacant, and homeowners insurance products.